This article from AON Property Eye looks at the consequences for property owners, whether freeholders or leaseholders, if a building is destroyed or badly damaged by an insured peril and it cannot be reinstated to its original size and use because of problems over planning permission. 

How would the usual property owners' policy covering buildings and rent respond to these circumstances and should prudent landlords be doing anything more to protect themselves against such a possibility?

This article focuses on:

• The normal means of settlement of building claims
• The role of planners
• Where does this leave the client?

To view the article, please follow the link to the right of the page.