Cigna Healthcare International Health Insurance
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02 May 2025
Towergate Health & Protection has partnered with Cigna Healthcare to offer RICS members a 10% discount on flexible, globally supported health insurance plans tailored for individuals and families working abroad.
Core Benefits:
- 24/7 multilingual support via a global network of 2.4 million providers
- Coverage across 200+ countries and regions
- Medical essentials, including hospital and outpatient care
- Digital portal for secure document storage
Why Choose Cigna Healthcare?
- Global reach: Access care anytime, anywhere
- Wellbeing resources: Physical, mental, and emotional support programs
- Flexibility: Customisable plans that adapt as your needs change
- Ease of access: The Cigna Healthcare Wellbeing™ app and telehealth options
- No upper age limit: Cigna Healthcare welcomes applications up to any age (18+) and future premiums aren’t based on claims history
- Reputation and experience: Cigna Healthcare’s roots in insurance date back over 230 years, with a focus on health care for more than 100 years
Plans and Options
Cigna Healthcare Global Health Options
Customisable, high-quality care covering inpatient, mental health, and optional dental and vision add-ons.
- International outpatient – Includes consultations with specialists and medical practitioners, prescribed outpatient drugs and dressings, pre and post-natal outpatient care, physiotherapy, osteopathy, chiropractic care and more.
- International Medical Evacuation and Crisis Assistance PlusTM – Provides coverage for medical evacuation in the event of an emergency and global crisis response services.
- International Health and Wellbeing – Screening, tests and routine physical exams, as well as dietetic consultations, counselling support and access to a personal wellness coach.
- International Vision & Dental – Vision care covering your eye tests and eyewear, plus a wide range of preventative, routine and major dental treatments.
Cigna Healthcare Close Care
Cost-effective for those needing coverage in their home and host countries, with options for wellness and dental add-ons.
- Outpatient and Wellness Care – Outpatient care such as prescriptions and dressings, outpatient physiotherapy, as well as physical examinations and vaccinations.
- Dental care and treatment – A wide range of preventative, routine and major dental treatments.
Hear from Cigna Healthcare customers
Tom’s story
Discover how Cigna Healthcare’s Clinical Case Management supported members like Tom, who accessed specialised care and guidance during recovery. Watch his story.
Mia’s story
Moving to America was a dream come true for Mia. There was just one problem that she needed to seek medical advice for. But how could she do this in a new city? Global Telehealth allowed her to tap into Cigna Healthcare’s trusted provider network away from home. Watch Mia’s story.
The role of Towergate Health & Protection and RICS
Towergate Health & Protection is an independently authorised intermediary, who acts on your behalf. To support their members, RICS works with Towergate Health & Protection to enable Towergate Health & Protection to market the plan. Towergate Health & Protection negotiate the overall terms Cigna Healthcare offers on this plan, with RICS agreeing the recommendation. RICS has no other role within the administration of this arrangement.
If you would like to speak to a member of the Towergate team, please call +44 (0) 2380 715898 or email haps-international@towergate.co.uk (please include a reference of your quote or policy number).
Health and Protection Solutions Ltd t/a Towergate health & Protection is authorised and regulated by the Financial Conduct Authority. (Firm Reference Number 308189) This can be checked on the FCA’s website or by calling them on 0800 111 6768 (freephone).
